Maine Real Estate For Sale !


How Much House Can I Afford To Buy?

How much house can I afford to buy?

A big question, a real estate unknown right up there with what's the value of my home? Buyers and sellers need help from real estate professionals because the two questions earlier change as life happens. Personal spending can eat into the available resources to buy a house. The market value of your home goes up and down like boats in the harbor when the tide approaches. warm and fuzzy home buyers sellers photo

But no matter which camp you are in, the sellers, the buyers or both, using helpful real estate calculators can make it a simple math exercise in the decision making.

Debt to income ratios, what the mortgage loan program demands for caps and ceilings. Read more on article How Much Home Can I Afford To Buy?  that expands on the all important topic.

Different home loan programs work best with certain housing types, time frames and physical and financing rate conditions.

The loan programs for buying a home are not all the same and study of both the house, the lending used to buy it are like peas in a pod important. 

Variables, they are a moving target in our job listing, twisting, closing on properties for sale. A lot of what we do as real estate agents, brokers, REALTORS is a math exercise in the feature list matchmaking of the property and  the horsepower to buy a house today if the listing price is realistic. 

I'm Maine REALTOR Andrew Mooers, ME Broker | 207.532.6573

Log on

youtube icon chicklet,mooers realty youtube videos  twtter icon chicklet,mooers realty twitter  flickr icon chicklet,mooes realty flickr photostream  facebook icon chicklet,mooers realty facebook page  linkedin icon chicklet,mooers realty linkedin activerain blog rss feed, feed icon mooers chicklet blogger icon chicklet,mooers realty blogger site wordpress icon chicklet,meinmaine blog digg icon chicklet,digg mooers realty  google ning chicklet   mooers realty tumblr site  maine listings real estate logopinterest logo chicklet




Comment balloon 7 commentsAndrew Mooers | 207.532.6573 • February 07 2017 03:58PM


Great points Andrew Mooers programs and choices of properties are not a one size fits all kind of arrangement.  A well qualified and experienced loan officer with a variety of programs available get ably guide the process.

Posted by Sally K. & David L. Hanson, WI Real Estate Agents - Luxury - Divorce (EXP Realty 414-525-0563) almost 4 years ago

Sally K. & David L. Hanson ... It does require tailor making to have loan program match the property type and conditions. We set the expectations so everything gets to the real estate closing on time.

Posted by Andrew Mooers | 207.532.6573, Northern Maine Real Estate-Aroostook County Broker (MOOERS REALTY) almost 4 years ago

This is very good information to share with prospective home buyers.

Have a great Friday and an outstanding weekend.

Posted by Roy Kelley (Realty Group Referrals) almost 4 years ago

I do consult with new buyers, but ultimately they need to speak to a lender and to do it as soon as they decide they want to buy a home. There are many different loan options out there, and it's best the buyers get this information from a good lender. 

Posted by Debbie Laity, Your Real Estate Resource for Delta County, CO (Cedaredge Land Company) almost 4 years ago


We are getting the buyers  a motgage commitment upfront and we know for sure.

Good luck and success.

Lou Ludwig

Posted by Lou Ludwig, Designations Earned CRB, CRS, CIPS, GRI, SRES, TRC (Ludwig & Associates) almost 4 years ago

Talk to Real Estate Agent with MOOERS REALTY Andrew Mooers (207) 532-6573 servicing Houlton, ME.

Posted by Will Nesbitt, Nesbitt Realty is a family-run brokerage. (Nesbitt Realty at Condo Alexandria) almost 4 years ago

I have prospective buyers talk to a mortgage professional early in the process.

Posted by Sybil Campbell, Referral Agent Amelia Island Florida almost 4 years ago

This blog does not allow anonymous comments