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Maine Land, Can I Build, Have A Septic System, The White Picket Fence?

Building on your Maine land, questions come in over the phone, through the email server and in real estate office lobby visits.

Asking can I build on the Maine land. Have a septic system and be on the edge of that Maine lake? Shoreland zoning, building on a Maine lake information is so important to study going in, before you buy the property listing of your dreams.maine land moose photo

Local code enforcement regulations, laws of the state of Maine, community all come together. In answering the big question. Can I actually build on the Maine land?

Basically is it usable for full time residential or limited to seasonal when talking Maine waterfront property. Septic systems are nice to have and holding tanks only allowed when the existing one grandfathered in fails. And no other choice.

When the Maine land is an in town or city house lot with connected water and sewer. Less concerns. Set up for building. Already serviced by power, year round paved streets and proper drainage. For the neighborhood around it. So it's an easy answer that's less murky, cloudy. For can I build on this Maine land, lot?

Sure you can if set backs from the street, sidelines are observed, if building permits are in place before the back hoe starts digging for the concrete footer, the walls of the cellar.

The here we go on building on your Maine land the home of your dreams. If the land in Maine has maine land photono protective covenants about square footage, style, color.

Or pesky right of ways, easements smack dab down through the center of where you had planned your Maine home's living room.

Or any of the uses not permitted beyond the municipality's local zoning codes. For what the maps designate your can or better not build here.

The Maine bank loan home loan mortgage program you the buyer qualify for has some bearing, a say in what you build.

On how much Maine land and addresses the auxillary buildings that you can or should not have. To stay within the loan programs guidelines.

So the outbuildings and excessive Maine land you want above and beyond just a house and lot. Those two elements can suddenly make the Maine home loan chances tip the scale. If on the Maine land it weighs in over a certain percentage inside the bigger number. Of the total mortgage value beyond just the home and typical area lot. So it not a case of making the appraiser out to be the bad guy or gal.

That has to spill the beans about this proposed property, the building on the Maine land is not going to work to get everyone to the real estate closing.

andrew mooers me real estate broker photoBecause of all the extra structures, the additional property acreage like in the case of a working Maine farm, a sporting lodge complex. That make the spread of Maine land, proposed improvements no longer fit say the first time home buying program. Or one of the many other flavors of Maine bank program lending available today. 

The intended target of the Maine home or cottage owner. Can I build and where. For the Maine land owner to be who wants to build their own four walls, floor, roof. The Maine house always has a bank looking over their shoulder unless a cash sale, owner financed transaction. If there is a Maine bank needed for the land loan, the buidling, then here it comes. The series of the step by steps taken along the way in construction on the Maine land.

I'm Maine REALTOR Andrew Mooers, ME Broker

info@mooersrealty.com | 207.532.6573

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Comment balloon 5 commentsAndrew Mooers | 207.532.6573 • April 21 2014 08:26AM

Comments

Hello Andrew ... Great post and Vegas Bob is very familiar with these questions. Born and raised in a state with 10,000+ lakes VB needed to know these questions because he was purchasing Lake Lots and Vacant land around many lakes. Great photos ...

VB 

Posted by Robert Vegas Bob Swetz over 6 years ago

VB ... Thanks for popping, stopping in. Building on Maine lakes, waterfront shoreland zoning is a big deal. We protect what nature blessed up with and pass it on in better shape then we got the Maine land.

Posted by Andrew Mooers | 207.532.6573, Northern Maine Real Estate-Aroostook County Broker (MOOERS REALTY) over 6 years ago

Good morning Andrew. Anyone that is considering buying land and building in your area should be contacting you to coach them through the process. They would be well served to contact you to represent them.

Posted by Joe Petrowsky, Your Mortgage Consultant for Life (Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709) over 6 years ago

Joe .... Thank you for the kind words.

Posted by Andrew Mooers | 207.532.6573, Northern Maine Real Estate-Aroostook County Broker (MOOERS REALTY) over 6 years ago

Love that Moose Andrew, great photo. You provide some excellent insight to Maine and how beautiful it is and what a great place to call home.

Posted by Noah Seidenberg, Chicagoland and Suburbs (800) 858-7917 (Coldwell Banker) over 6 years ago

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