MSHA, the Maine State Housing Authority and especially it's first time home buyers program for someone that has damaged credit scores.
Debt ratios out of whack from the marital knot untying. At first thinking there is no way I should be thinking about buying a Maine home right now correct?
This Maine real estate home buyer had scored the three free credit reporting agencies here you go for the what's your number.
And knows what is stuck like a gold star good or burdock in your tail ugly in your credit rating. First question on how bankable and did the divorce take her out of the running for a Maine home of her own is lets get you to a lender.
Lift up the hood, look things over. See what we have to work with and when we double clutch.
To kick the house buying in Maine gear into overdrive.
Where do you have a checking account, are already established now the first question to guide the process.
Two local Houlton Maine banks named, one does not have the MSHA first time home buying program in the stable of programs for financing area houses.
So other local Maine bank gets the nod, supply the phone number, the contacts and suggest let's get you to trot right in today.
So the Maine home buyer wannabe can hear the yes, no, maybe. Find the odds of what are my chances for a Maine home loan Dr. Financial and Nurse Underwriting?
I explained the Maine bank, lender wants, needs, has to make home mortgage loans.
And if not in the pink financially today which she suspects, at least we can get her started down the road to recovery. Better financial help. That leads eventually to a Maine home loan closing. Set of keys.
I explained don't spend your money on what you think will help your credit or financial situation.
Only the professional lender can tell you how to move the home loan credit pieces.
Which ones to push ahead a few spaces, leave alone or nudge these two sideways. Like in chess.
Take a peek at the mortgage interest rates, details on the Maine State Housing First Time Home Buying Program.
Each program for a Maine home loan is different just like the financial situation and the house qualities.
Some programs more finicky, delicate than others.
Working together with this banker I will reach out to, talk with later today a solution, game plan can be hammered out.
That is tailor made to fit. To match, work best.
Get the preapproval for your Maine home loan first. So you the home buyer know going in, you can have this place as you open the door.
Or can say not for me, but still could have bought it had it tripped my trigger. Caught my fancy and felt like home sweet home. The preapproval helps establish the price range to play in. Not going to high, out of your league. And then nothing you can afford looks so appetizing.
But attend lots of on demand open houses with our Maine home videos for real estate property listings in the meantime. While you get ready to buy a home in Maine, if you need financing to pull it off like most people today.